Jeff O'Leary
Sales Representative



office:905-363-4622
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Credit Mills

Village Guru

SCORE: 6/10

Map Credit Mills

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HOUSING CHARACTERISTICS:

PRO's

Massive Estate Homes

This is one of the very few areas of north of the QEW where you can find massive estate homes. Built for the executive, "small" homes are around 3000 square feet, and the largest homes are around 5000 square feet.
Curb Appeal

What would a massive home be without curb appeal? This is a mature neighbourhood where owners have tended their gardens and landscaping for years, in addition to older trees adding character and charm.

Luxury Amenities

If you are looking for 3 car garages, large walk-ins, fully equipped kitchens, and all the bathrooms you (or your cleaning service) can clean, you will not be disappointed here.

CON's
Need for Upgrades Due to their age, many of these homes will need some type of upgrade, be it new furnace, roof or windows. As well, most can benefit from some cosmetic upgrades as these homes were built over 20 years ago. The sheer expanse of these homes will make these upgrades much more costly as these homes deserve top quality finishes and materials.
 Small Lots This area has a "nouveau riche" feel, since the size of these homes deserve stately sized lots, but don't have them. Lots are still very small relative to the size of home. Compared to other areas further south, you will notice a significant difference.

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QUALITY & RANKING OF SCHOOLS:

PRO's

Public

The Area of Credit Mills south of Mcfarran Blvd falls within the John Fraser School district; one of the best schools in the Mississauga.

Catholic

 All areas of Credit Mills fall within the St Aloysius Gonzaga School District, one of the best schools in Mississauga.

CON's
Public The area of Credit Mills north of Mcfarren Blvd falls with the Streetsville Secondary School District. This area of Credit Mills is predominanty townhomes and semi's, which are clearly more affordable than the detached. But be warned, if you are trying to squeeze into the neighbourhood for access to John Frazer, you won't get it in this area.

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COMMUNITY "VIBE" & AMENITIES:

PRO's

Amenities

This area is very close to shopping such as Erin Mills town Centre, as well as the Credit Valley Hospital.

Highway Access

Credit Valley has quick access to the 403, and leads to the 407, 401 and QEW, so for commuters, this is ideal.

Quiet Neighbourhood

If you like to go for long scenic walks, this is a beautiful place to do so. Traffic is mostly local, and there are relatively few people living in the area (as opposed to tightly packed townhomes or multi-unit homes). You will feel a sense of peace and tranquility in the neighbourhood.

CON's
Quiet Neighbourhood

A quiet neighbourhood can be a pro or a con. If you are looking for lively, more urban appeal, Credit Mills is definitely not for you. There aren't any hip cafes or trendy shops available to you within walking distance.

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AFFORDABILITY & OVERALL VALUE:

Affordability

The majority of the area is not affordable for the average family, as detached homes average over 1 million dollars. It is the detached homes that create the appeal and character for the area. The townhomes are affordable for the family, but doesn't have the Credit Mills vibe. 
Value

The value for the family buyer is lower, as schools are great but prices are very high. If you want a detached family home but don't need 4500 square feet, there are other area that will offer you more for much less money.

Credit Mills is NOT Ideal for:

1) Buyers who want a detached home for under $1 million

2) Buyers looking for a more lively, active community experience

 

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Real Estate Market and Why It Is the Way it Is:
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